DISGRACEFUL WHEN POLITICIANS TEACH FUTURE GENERATIONS TO DEFAULT ON LOANS!
Let us get our facts right!
No one in their right mind is pressuring the unemployed and the defenseless to pay back loans immediately!
We are addressing a large group of individuals who are gainfully employed, having monies to go on holidays abroad but refusing to pay a loan taken which is ‘part and parcel’ of a revolving fund that is utilized to help and assist others like them, needy students, many from the B40 groupings, to give a leg up in tertiary education on the understanding of repayment on employment!
It is a contractual agreement!
The repayment scheme and quantum can always be discussed accordingly.
So the country’s politicians and opportunist have got it wrong again and being caught by Netizens shocked and embarrassed by their now embarrassing political posturing, post GE14!
After all universal and religious principles teach that a debtor must repay their loans when employed!
And the law in Malaysia is such that it is left to the loan providers and financial institutions to use whatever avenues effective to ascertain that loans are repaid!
That is a duty of care!
And avenues used are from baring one from renewing their passports, driving licenses, road tax and business licenses or international travel!
In the past legal proceedings ending with bankruptcy was an option!
Having said that only a shameless and one without any dignity, ethics or honor will drag Premier Dr Mahathir Mohamad to intervene in a matter that is clearly defined in contractual terms, where a debtor must repay their loan!
Instead of teaching our future generations about integrity, accountability and good governance are we because it is politically expedient, teaching them that it is alright to default?
This kind of political stand and premise is super vulgar and an abomination to all forms of good governance, accountability and ethical behavior!
This is a despicable behavior that has seen many financial and other institutions going under resulting in mergers, reverse takeovers and bail outs because of systemic corruption, interference by the executive and wayward and warlord politicians in the past!
Perhaps, some of those who claim to be reformers have forgotten what Benjamin Franklin stated:
“The second vice is lying; the first is running in debt.”
And woe to those who play the populist options and ruining our future generations as well fast tracking Malaysia to a nation where accountability, good governance, ethics, integrity and honor is extinct!
MALAYSIA ASEAN APEC LEAD CONSUMERIST PROF DATUK SERI DR JACOB GEORGE SAYS – MALAYSIANS URGED TO DO MORE IN HELPING OUR COUNTER TERRORISTS UNIT IN KEEPING US SAFE!
Sadly, there are many articles in recent weeks in the media, as we marked the 50 years since the terror race riots of May 13, 1969!
It is my humble opinion however, that some things from the past are best left unvisited as we face a far darker, deadly, barbaric and sinister threat to not just our nation and our way of life but all that we have worked so hard for in our unity despite diversity as Malaysians!
And most importantly, it is certainly that time again, for all peace loving and law-abiding Malaysians to once again appreciate the recent success of Malaysia’s Counter Terrorism Division (E8) in detaining four suspected militants!
According to newly minted IGP, Datuk Seri Abdul Hamid Bador, these four, among others still at large, are part of a ‘wolf pack’ Islamic State (IS) state cell who planned to assassinate four VIPs and launch large-scale attacks on non-Muslims houses of worship, as well as entertainment centres in the Klang Valley!
The security apparatus have seized six Improvised Explosive Devices (IEDs) that had been obtained from a neighboring country, along with a CZ9mm pistol and 15 bullets!
Those familiar with Improvised Explosive Devices (IEDs) will know that such a device will cause maximum fatalities and mayhem!
The international flavor of the nationalities of these terrorist detained raises many a question, with one having a UNHCR (the United Nations Refugee Agency) card!
It also confirms the systemic weaknesses in preventing the smuggling of weapons and arms and the movements of terror cells across our fragile borders!
This is a timely reminder to many among us, who are delusional, in denial, or worst, plain rejecters of the presence of international terrorists, sleeper agents, closet terrorists, funders through money laundering activities and their sympathizers here!
There are those who even reject the fact that several of the 911 terrorists were also here in Kuala Lumpur, prior to that attack, which launched the global war on terror, a fact already well documented among security agencies globally!
The sad thing is, when issues and fears are raised in a tabled and constructive manner; we are accused of being carriers of Islam phobia!
Since our elite team on counter terrorism is still tracking down three other members of the terror cell who are still at large, we, members of the Malaysian public must do our best to assist with any information or leads we may have, in the national and public interest!
The following observations are not to bash Muslims!
It is reported that there are 1.2 billion Muslims in the world today.
The fact is not all of them are radicals.
The very large majority of them are kind, peaceful, loving, and caring, God fearing and devotional people!
On the other hand, the radicals are estimated to be between 15% and 25%, according to all intelligence services around the world!
Mathematically it means, we are looking at 180 million to 300 million people, dedicated to the destruction of any civilization or belief who does not pander to their ideology of hate, cold blooded murder and barbarism!
That is as big as the United States of America!
And precisely the reasons why, we which includes those who claim to be moderates, need to assist our security apparatus to keep us safe in detaining or neutralizing these radical 15 to 25%?
Let us not try to be politically correct here by saying the majority of us are peaceful and law abiding leading to a hands off approach!
We must remember that silence, inactivity not taking responsibility is not an option!
Most importantly, data reveals it is the minority radicals that kill, so the majority must act decisively!
It is the radicals that behead, massacre and bomb innocents.
We must also take to heart the lessons of history in this war against terror!
Remember, most Germans are peaceful people but it took the minority Nazis to kill a reported 60 million, 14 million in camps and among them, 6 million Jews, likewise, minority Russians, Chinese, Japanese killing 20, 70 and 12 Million respectively!
There were an estimated 2.3 million Arab Muslims in the USA on September 9th 2011 but it took 19 radicals, to bring the mighty USA to its knees, with a fatality of over 3000 innocent lives!
With these horrific details in mind, it is about time that we Malaysians act decisively to rid the nation of any radicals, their hate and terror dogma in the name of race and religion from our law abiding and peace loving nation, Malaysia!
‘The hunt is on, and, I feel sorry for any country, who decides to offer such terror operatives safe haven or assistance, in any form, directly, indirectly or through proxies, under the guise of “solidarity, brotherhood, race, religion and dogma!”
AN INTERNATIONAL RESPONSE VITAL IN ADDRESSING WAR CRIMES AGAINST CHRISTIANS SAYS MALAYSIA ASEAN APEC LEAD & HUMAN RIGHTS ADVOCATE!
At the time of writing, I am informed by reliable source in Colombo that dear friend, Sri Lanka’s president Maithripala Sirisena has asked for the resignations of the defense secretary and national police chief, post this mother of all barbaric bombing and a reshuffle within 24 hours!
It is the right response domestically in the light of a tragic lapse of communication that resulted in the mother of all bombing carnage on innocent worshiping and holidaying civilians and non-combatants!
As a practitioner of international and human rights law and advocacy, I must state that this dramatic internal shakeup after security forces shrugged off intelligence reports warning of possible attacks before Easter bombings that killed over 359 is critical to restore some resemblance of command, control and competence (3C)!
It has been reported that the Islamic State in Iraq and Syria has claimed responsibility for the attacks on Christians worshiping in three churches and people at three luxury hotels.
Many who went to fight in these enclaves are today planning to return under various guises and this again poses a very dangerous trend and situation unless countries take the bold stand like some have of denying them an opportunity to return!
In the case of the Sri Lanka barbaric bombing it was obvious that the footprints of experienced battle-hardened operatives advising, funding or guiding must be acknowledged in this attack!
Whatever said and done, I am all praise for the Sri Lanka government for their acknowledgment of “major” lapses over its failure to prevent the attacks on Easter Sunday that killed more than 359 people, despite prior intelligence warnings.
In many countries, there is an immediate cover up or denials as those countries or failed states, as I call them go on a delusional and denial mode, even when hard core evidence is staring them in the eyes!
In Sri Lanka’s case, another positive factor is the immediate empowerment of the security forces using newly granted powers under the country’s state of emergency, which allowed them to pursue and arrest suspects in connection with the attack without the need for a court order!
The Sri Lanka carnage, which saw among those killed 45 children, 8 Britons, 10 Indians, 4 Americans and nationals from Turkey, Australia, Japan and Portugal and others, has now caught the optics of international anti-terrorist groups who now expresses solidarity with Sri Lanka!
The game has changed drastically!
This is a warning to lukewarm countries and others, wearing masks who provide safe haven or ‘close both eyes’ when terror operatives, their financiers, or others who aid and abet them move freely in some countries without caveats just because they have done “no crime in that land?”
More so, when post Sri Lanka carnage details emerged about some of the bombers, where one had studied in Britain and then did post-graduate studies in Australia before returning to Sri Lanka.
Today’s terror operatives are well-educated, some academics, professors, professionals, theologians, businessmen and women, members of the religious civil society coming from middle, upper-middle class families, so they are financially quite independent and their families are quite stable financially positioning them most times below the radar!
The response now must be one which encompasses an international flavor!
And I am glad to be advised, that professional anti-terrorist task force and security apparatus intelligence teams from the US, the UK, Australia and the United Arab Emirates have all offered intelligence help.
Some already arrived at ground zero!
The hunt is on and I feel sorry for any country who decides to offer such terror operatives safe haven or assistance in any form directly, indirectly or through proxies under the guise of “solidarity, brotherhood, race, religion and dogma!”
It is time to act against such atrocities by initiating an international network of anti-terrorist task force with authority and power given for cross border and international jurisdictional license to hunt down those involved in such terrorist activities in the name of race and religion, no matter where they hid or which country provides them safe haven or protects them while giving lip service to the world at large!’