MORE DRACONIAN STRUCTURAL CHANGES NEEDED TO ADDRESS SEXUAL MISCONDUCT WITHIN THE CHURCH SAYS MALAYSIA ASEAN/APEC LEAD HUMAN RIGHTS LAWYER & CONSUMERIST DR JACOB GEORGE! (Part 1 – The Church)

‘In short I ask how churches can create a church culture of accountability, transparency, good governance and victim care.

My answer, please look out for people, not institutions!’

MORE DRACONIAN STRUCTURAL CHANGES NEEDED TO ADDRESS SEXUAL MISCONDUCT WITHIN THE CHURCH SAYS MALAYSIA ASEAN/APEC LEAD HUMAN RIGHTS & CONSUMERIST DR JACOB GEORGE! (Part 1 – The Church)

I have always held to my audience that if there is one good thing about the Bill Cosby rape and drug allegations, it is that more Americans and the world may now realize how common it is for a woman to be raped or assaulted sexually.

And this is supported by statistics there.

The statistics tell a disturbing story that 1 out of 6 women in America has been the target of a rapist.

Between the ages of 16 and 19, females are four times more likely to be raped, have a rape attempted, or be assaulted sexually than anyone else.

Of girls who are in grades 5-8, 7 percent said they had been sexually abused.

Shockingly that percentage my friends jump up to 12 percent for high school females.
In Malaysia and in other ASEAN jurisdictions, I have always held the belief that for every rape that is exposed more than 20 go unreported!

But we all know from real life situations that statistics alone will not convince many people because they do not have faces or voices.

But in this case that has rocked my image of a model of the 60’s the steady stream of Cosby accusers, with their eerily similar stories about being groomed and plied with pills by the comedian and then subjected to unwanted sexual advances or worse, resonated with many Americans.

Of course the reality is many others in the USA are not convinced and thee are now surrogates who have denied the accusations on his behalf?

So let us address rape!

As far as I am concerned the truth is the biggest culprits of all unsavory things physical, sexual and criminal breach of trust are masquerading as ‘men of the cloth!’

So I am not surprised been told by my friends in NGO circles about a certain Bishop accused of raping a nun, and now according to reports written to Pope Francis in a letter dated September 16 requesting for permission to step down temporarily as the head of a certain the Diocese!

This is after Police asked him to appear before an investigating team.

The police decided to summon the bishop amid mounting pressure to initiate action against him, after a nun accused the bishop of sexually assaulting her repeatedly between 2014 and 2016.

She has also sought immediate intervention of the Vatican for justice and demanded the bishop’s removal.

Like all victims of high powered and political rape – this nun too has questioned why the church was “closing its eyes to the truth” when she had mustered courage to make her case public.

We all know the cultural and race based backlash that usually follows in a closed cultural setting as this!

She also alleged that the Bishop was using “political and money power” to “bury” the case against him.

He had dismissed the nun’s allegations as “baseless and concocted”, insisting she leveled those as the catholic order had rejected her demand for “favors.”

Meanwhile there is growing concerns and support for justice to be initiated without favors or defense of the church stakeholders.

The chief of the National Commission for Women on Saturday said the said bishop stepping down is the “first win” in the case.

“I have heard some reports that the accused bishop has stepped down and this shows we are moving in the right direction.

We have won for the first time in this long battle against that bishop.

The High Court has given some more time to the police. Let us see what they come up with.”

She added that if things are not proper, they will again intervene!

Many may say that it is very difficult to take the sides of either of the trained people who get enough knowledge to mask themselves from even a forensic psychologist, let alone the legal system / investigative machinery in India with its grave shortcomings.

It is hard to believe that unless for the personal failures of a person, someone will be trapped into sexual servitude especially in a conservative catholic community in Kerala.

The sad part of the Church in India and elsewhere is careerism has kept in and those who come to the position of managing affairs reach there out of skills rather than commitment to Christian philosophy.

But I am also aware that Pope Francis is a ray of hope!

Today my sadness is that the “church is one of the least safe places to acknowledge abuse” because victims often receive damaging advice from church staff who know little about the topic.

The #ChurchToo movement (accompanying the #MeToo movement) reveals that churches are just as susceptible to issues of sexual misconduct and abuses of power as secular institutions.

Often one or more individuals are to blame for abuses, but calls for reform are directed at churches and their leadership.

Is it not time that the church does its acknowledging of abuse within its ranks and practices?

The present culture directed at institutional practices and mindsets that often make reporting and responding to abuse a fraught prospect for victims must be done away with!

And, while churches should not preemptively admit culpability before accusations are investigated, they often find themselves apologizing to victims and communities for inadequate and insensitive responses that create burdens and barriers for victims.

What can churches do to change this reputation?

How can churches create a culture that honors due process alongside one that honors victims’ and survivors’ stories, experiences, and expectations?

In short I ask how churches can create a church culture of accountability, transparency, good governance and victim care.

My answer, please look out for people, not institutions!

But allow the due legal proceedings to go forth without hurdles or caveats!

MALAYSIA’S APEC/ASEAN LEAD CONSUMERIST DR JACOB GEORGE – URGES A DIGNIFIED TREATMENT GLOBALLY AT ENTRY POINTS!

“One should not look at each and every visitor as a potential terrorist, drug smuggler, a potential runaway or one arriving to break the country’s laws!

I do admit there are many who do that but that professional in uniform should have the experience and adequate training, to know the difference between a law abider, friend and a potential foe!”

MALAYSIA’S APEC/ASEAN LEAD CONSUMERIST DR JACOB GEORGE – URGES A DIGNIFIED TREATMENT GLOBALLY AT ENTRY POINTS!

Like some of my writings the one on racial profiling and my call to the Malaysian authorities not to give bourgeoisie treatment to foreigners has hit a raw nerve in certain countries and at the same time received support for addressing an issue that is usually below the radar as governments do not want to address issues that are critical and concerning as the world becomes a global village!

This is amidst ongoing international debate whether gone are the days where one is looked down and suspiciously because of one’s color, race, religion or way of life!

But the dilemma is politicians want to be politically correct and not committed to address wrongs even though there are enough laws both domestic and international which includes the United Nations!

So why do politicians pussy foot when what is expected is a direct intervention to right wrongs?

Claire from the United States – you are certainly right that the majority of people are in fact good people, both in uniform and without, caring, sensitive, and participatory and I thank the heavens for them!

But the narrative is fast changing and profiling and stereo typing is today the hallmark when one steps into the arrival halls of a second country as a tourist, a visitor, a professional, one needing medical treatment or just visiting one’s relatives who are citizens of that country!

Richard from the UK – you are right buddy, that there are also ‘morons and idiots’ among us, who fill an immigration form which could be in a foreign language some intentionally deceiving and in other cases out of ignorance which creates self-inflicted wounds, problems from the authorities rightly addressing their due diligence, compliance and laws of that state!

I have no sympathy for these idiots!

But Bridgette from Tasmania, Australia – I am speaking about the reasonable man or woman who arrives after a 10 to 15 hour flight to visit or see a relative.

The law abiding individuals who are sometimes asked impertinent questions that sounds like criminalizing or profiling the arrival?

You must remember the arrivals are from a different country, race, religion, culture and upbringing and this is the reason I have always mitigated to my friends in diplomatic services and the home ministries that front end officials must have specialized training to interact with foreigners.

Medical doctor, Dr Ruth Stephens, let me address your remark with what I personally experienced during my recent visit to certain country.

I had visited the Western portion of that state where I was visiting my foster father who was very gravely ill and addressing some very grave critical issues.

I wanted to be there for him as he was my friend, priest, confidant, father figure ever since I turned 18!

While I was there I went shopping too to pick up Christmas gifts for my family!

During the fourth day there, I received word that my Malaysian “father” died post-surgery.

My world came crashing on me as he brought me up from an age of 10!

Changing my travel plans and tickets I rushed there to perform my duties as a son!

As I was returning home, I was advised by very kind souls at the check in, that I need to address GST repayment at the departure lounge.

And I did just that.

I showed the official all the receipts.

Which included, bills for the funeral expenses.

The lady in uniform at the desk threw it back saying that were for services and as such no claims entertained.

This despite me telling her that there was a coffin bought and that was not a service by any definition of “service!”

She refused to entertain me.

We moved to the second receipt where the items I purchased souvenirs, T-shirts, caps and so forth were listed.

She asked me where the items purchased were physically.

I replied that they were in the checked in baggage as it was major shopping as can be seen from the receipts.
Basically like I stated plenty T-shirts and souvenirs as give away presents for Christmas.

She immediately took offense saying that my tone was abusive?

I thought I had a romantic bedroom voice!

She called her supervisor to attend to me and I moved aside shocked at this response!

As the lead consumerist and human rights lawyer in Malaysia, ASEAN/APEC I had traveled in enough countries and what was before me was traumatic and for one who has just buried his ‘father!’

The supervisor came.

I explained what happened.

She was super nice, pleasant and very professional.
I told her my disbelief and did not want to continue my claims.

But I told her that I will have a word with her country’s Ambassador in Malaysia, on my experience, on my return.

I gave her my mobile number inviting her over to Malaysia as my guest and thanking her, even though nothing was achieved.

I told her please do come to my country and see how we treat visitors!

The point raised here is, you need someone well versed with addressing consumer grouses and issues, one exposed to foreigners so that the conversation is one of respect, dignity and with decorum.

Not assuming or profiling that one making a claim for GST reimbursements which is one’s right to be made to feel one is acting fraudulently in making the claims?

And you do not speak down to clients or visitors!

There is a cross cultural challenge here and we must recognize this!

A visitor may not know and it is one’s duty to explain or to produce the purchases physically at counter when claims are made!

It is not just individuals, uniformed agencies, law and order groups, but the foreign media as well, the manner they write about us – talking down when their (foreign)citizens are brought to book for breaking the country’s laws!

Look at the way they write on a second country that arrests allegedly diplomat’s assistant wearing a swimsuit in that country’s flag – a strict violation!

Or another group of tourist drinking and dancing fully naked and having sex on a mountain top considered a holy ancestral ground!

As for the country’s flag it is to be respected so not all countries have their flags on a slipper as I saw in one country!

If that was in the Middle East, India or Pakistan you are looking at a capital offense!

Claudia from South Africa, alluding to what you cited – yes indeed, it is true when certain journalists write on a third country using their own benchmarks, values without trying to understand a foreign country’s internal perspective!

Malaysia like other countries have laws, we have guidelines, we too have statutes and practice parliamentary democracy.

Like all countries yes indeed – we also have crooked politicians!

Professor Gibbons with due respects, I fully agree these are the minorities who are creating the negative tsunamis and narratives!

But the point is, these minorities are monopolizing the narrative and that creates a distasteful image!

They behave not as professionals by trolls and perverse individuals abusing the public space!

We are visiting your country and spending our money as a tourist, or a professional providing a service, pro bono – when invited.

One should not look at each and every visitor as a potential terrorist, drug smuggler, a potential runaway or one arriving to break the country’s laws!

I do admit there are many who do that but that professional in uniform should have the experience and adequate training, to know the difference between a friend and a potential foe!

And let us be real – as a professional myself on law and order issues, most arrival halls are fully covered by assets and CCTV surveillance cameras monitoring arrivals and suspicious characters and as such trained professionals can and will be able to detect friend visitor and foe!

Like others we are hurt, embarrassed when one abuse us verbally on the train or bus, when there are no seats and he shouts out – “Get out you Paki bastards!”

Or when another who punches a colored conductor only doing his job, on a train when he caught him traveling without a ticket despite the carriage fully having surveillance cameras!

And the whole train comes to a stop as Police reports are to be made and a whole lot of commuters made to suffer because of the action of an idiot!

What I am advocating globally is it is time to hold governments and their law enforcement accountable for practices that involve targeting people because of race, ethnicity, or nationality.

Stereotypes based on race have held people of underrepresented communities down for centuries.

One of the worst forms of discrimination is being subject to police brutality or profiling simply because the terms ‘suspicious’ and ‘person of color’ are used interchangeably by law enforcement.

In order to begin to hold rogue police officers or other uniform agencies accountable, there must be systemic changes implemented.

Perhaps, it is time that we have The End Racial Profiling Act (ERPA) universally initiated by the United Nations!

It could be one legislative solution that may help relieve some of indignities suffered by individuals and minorities!

For me as an attorney – the End Racial Profiling Act calls for a clear definition of racial discriminatory practices internationally against racial profiling.

The bill should also mandate collection of data pertaining to racial profiling and provides funding for the retraining of officers.

For me ERPA initiated and enforced globally will hold law enforcement agencies accountable and allow for injunctive relief for those who are victims of racial profiling practices!

I must admit with all honesty that the said act will not fix the tensions between communities of color and law enforcement but it is a step in the right direction.

As a global society, we want to believe that the days of racially motivated abuses, profiling, killings are history, and the deaths for example of Trayvon Martin, Oscar Grant, Eric Garner, Mike Brown (and the list goes on) should show us that we are far from the ideal of equality promised by our respective constitutions.

And we must be grateful for write ups, the prevalence of social media and nationwide protests, which have given a rise in awareness about the unequal treatment of people of color!

Whether they are at immigration entry points, by police or other agencies!

Whether they are minorities in a domestic situation, or travelers or visitors, we need to address such abuses!

Whether there are stop-and-frisk program, which allegedly showed that police targeted blacks and Latinos about 85 percent of the time, with most searches ending without evidence.

To show the double standards, do you know that in 2013 alone, for example the police department in Ferguson, Missouri in the US made more than 5,000 stops and 600 searches, with black citizens making up 86 percent of the stops and 92 percent of the searches?

And yes, indeed the said statistics alone are alarming, but they become even more so when you discover that only 67 percent of Ferguson identifies as black.

There have been countless statistics pointing towards the use of racial profiling practices and prominent figures speaking on the subject.

In the US – a dear friend, and former Attorney General, spoke out against racial profiling in 2014 at the annual National Action Network convention in New York.

While speaking, he revealed how he fears that his son may become a victim of police brutality if profiling activities do not stop.

These are real fears many parents who have children of color seem to be having more and more, which leaves us with one question: “If law enforcement cannot be trusted, then, who do people of color turn to in times of need, whether as a local, a visitor or traveler?”

May the ALMIGHTY help us as we ponder through these tough questions as we move soon to 2019!

 

 

OVER A MILLION MyKAD MISSING – THIS CARELESS ATTITUDE MUST BE ADDRESSED SAYS MALAYSIA ASEAN APEC LEAD CONSUMERIST DR JACOB GEORGE!

‘A missing document is a clear and present danger to the internal security of the nation if it has fallen into the hands of the underworld, international terrorist and crime syndicates!’

OVER A MILLION MyKAD MISSING – THIS CARELESS ATTITUDE MUST BE ADDRESSED SAYS MALAYSIA ASEAN APEC LEAD CONSUMERIST DR JACOB GEORGE!

My telephone has not stopped ringing since this morning as journalists from the mainstream media calling me for a response on this public policy initiative!

This was not the first time either!

It is super crazy to acknowledge that 1,076,224 MyKad are reported missing.

And according to the policymakers at the National Registration Department (JPN) this has been the case from 2016 to August this year.

Interestingly, JPN deputy director-general (Operations) Jasri Kasim went on record to state categorically as 820,858 cases of lost MyKad due to the carelessness of the owner, due to criminal cases 242,863, and those lost during national disasters to be about 12,503.

I have repeatedly urged he Malaysian media to run programs of the safeguarding of personal documents.

More so as this can easily turn into an internal security situation with the growing number of undocumented individuals, illegals, sleepers, others who will or may pose a serious threat to the nation.

In this view I support that we need to keep on the table he penalty of losing a MyKad at RM100 for the first time, the second case (RM200) and in the third case, the fine is RM300.

And conducting a comprehensive investigation when they lose it for the third time which raises concerns and suspicions!

And I will go as far as suggesting a serious penal sanction if investigations reveal any criminal element therein.

Like missing passports there must be more care and control by holders of their documents!

A missing document is a clear and present danger to the internal security of the nation if it has fallen into the hands of the underworld, international terrorist and crime syndicates!

MALAYSIA ASEAN APEC LEAD CONSUMERIST DR JACOB GEORGE ON KEEPING THEM HONEST SERIES – TARGETING SCAMMERS!

‘I believe the twin pillars to address this are awareness and technology which are key to tackling this scourge with support from a wide cross section of jurisdictional support from law and order groups globally sharing intelligence and working together!’

MALAYSIA ASEAN APEC LEAD CONSUMERIST DR JACOB GEORGE ON KEEPING THEM HONEST SERIES – TARGETING SCAMMERS!

Not shocked, but, I was taken aback when friends in the security apparatus and law and order shared with me that Malaysians are the most vulnerable to internet scams based on reported and unreported cases!

The target group comes from all ages, races, religions, educational and careers groups!

Almost every day, we are reading headlines about another victim and huge sums of monies cheated!

Here is a list of the most common scams happening in Malaysia:

1. Illegal Money Lenders Claimed To Be ‘Licensed’

2. The EPF Scam Syndicate

3. The Travel Package Scam

4. The Australian visa scam.

5. The Lottery Scam

6. The African Scam

7. The Romance Scam

Did you realize that there are hardcore reports that in 2016, it was reported that Malaysians have lost RM44 million to African scammers.

And it is not unusual to hear or read that Malaysian police have rounded up 44 African scam members, which means the scam is still actively running in Malaysia.

The sad fact is despite all the media talk shows that my colleagues and I have done on this matter Malaysians are still falling victims to it, with 90% of African scam victims being women.

And I cannot understand what facilitates this in view the media blitz?

We have repeatedly highlighted the DNA or signs to watch out for!

Despite that the statistics keep growing!

There are far too many cases and this is a shocking fact that there are individuals – Men who befriend female victims through social media and then woo them into a “relationship”.

These shenanigans use fake photos of good looking men, who are usually Caucasian.

The outlying thing and modus operanti is they will avoid meeting you in person, or video communication.

Their mode of contact or communication will usually be restricted to calls, e-mails or instant messages only.

Eventually these scammers usually blacks will tell victims they have sent cash or expensive gifts but it is stuck with the Customs Department, Immigration or a bank.

This happened to a member of my church!

Then an individual claiming to be an authority will contact victims and ask for money to be banked into their personal bank account before the cash or gifts can be released to them.

This ‘caller’ will usually ask the victims for several collateral payments into their personal account.

Once the transfers are initiated these shenanigans can no longer be contacted and the victim in this case the church member never received the items or cash.

Their “friend” will also be no longer contactable.

According to CASSA investigations these scams are still progressing because we have locals aiding and abetting them!

Let me be blunt here, we have Malaysian women predominantly Malay, poorly educated, single mothers, factory workers, GROs and others aiding them.

The Nigerian men behind these scams enter Malaysia as students in local private colleges because of poor surveillance and audits!

These local women are then usually used because they will provide access as Malaysian bank account-holders who will also pretend to be authorities to scam victims.

This is what I call a romance fraud and you will be surprised how much hard earned cash or savings is stolen by these shenanigans!

I have repeatedly cried out my protection mantra and it goes like this if people are reading and taking it seriously!
Protect yourself!

Avoid giving away too many personal details when dating online.

Revealing your full name, date of birth and home address may lead to your identity being stolen.

Never send or receive money or give away your bank details to someone you only met online, no matter how much you trust them or believe their story.

Fraudsters want to quickly switch to social media or texting so there is no evidence or paper trail of them asking you for money.

I cry out again please do spot the spot the signs!

You are struck up in a relationship with someone online and that person is asking a lot of personal questions about you, but they are not interested in telling you much about themselves.

In several instances these conman typically hail from Nigeria, Ghana and some are living in the UK and other sheltering countries for refugees but involved with crime cartels and dupe lonely, middle-aged men and women from the US, Europe, Australia, Asia and Western Europe through matchmaking services.

They invent a reason to ask for your help, using the emotional attachment you have built with them.

Monies for an emergency, to pay for a contract received, to travel, an investment opportunity and so forth!

Remember that their pictures are too perfect – they may have been stolen from an actor or model.

Remember reverse image search can find photos that have been taken from somewhere else.

How it happens as I see it.

It is true that the majority of accounts on dating websites are genuine people looking for romance, but in that pool are also fraudsters attempting to contact you by making fake profiles, getting in touch and building what feels like a loving relationship.

Once a fraudster using a fake dating profile is confident that they will strike!

My investigations reveal that scammers are increasingly using targeted social engineering attacks against their victims due to the extremely high success rate!

These attacks not just target individuals, but also organizations and much as I fear is evolving!

I believe the twin pillars to address this are awareness and technology which are key to tackling this scourge with support from a wide cross section of jurisdictional support from law and order groups globally sharing intelligence and working together!

I am confident that techniques can be deployed that allow malicious individuals to be tracked and as time goes by we can build up a reservoir and data base on these shenanigans!

I have always appealed for an international framework of joint operations where stakeholders share information and jointly investigate cases according to agreed procedures and technical processes!

As for Malaysia, I am proud that our security apparatus here is working round the clock to detain all those in this local and international racket!

ADDRESSING CORRUPTION IN BOTH PUBLIC AND PRIVATE SECTOR IMPORTANT SAYS MALAYSIA ASEAN/APEC LEAD CONSUMERIST DR JACOB GEORGE!

‘There are allegations of kickbacks received by human resources practitioners, heads of procurement despite stringent procedures in not just MNCs or TRCs but even ordinary private sector operatives!’

ADDRESSING CORRUPTION IN BOTH PUBLIC AND PRIVATE SECTOR IMPORTANT SAYS MALAYSIA ASEAN/APEC LEAD CONSUMERIST DR JACOB GEORGE!

Corruption and corrupt practices in Malaysia and other countries including ASEAN jurisdictions are very focused on the civil service and high-profile politicians and at times the most powerful in the land.

There is no fear nothing is sacred as they sell the country and its silver while preaching beatitudes!

More so now, with the unraveling of the sort of corruption never seen decades ago with global and international reach and jurisdiction where a series of politicians past and present, and those making a reentry to politics conduits, banks, personalities, officialdom, brokers, shenanigans are involved!

It is easy to preach, give fiery speeches against corruption and corrupt practices without practicing.
I should know as conduits of some very powerful individuals studied in the late 80’s at the same university abroad with me.

The quality of their bourgeoisie lifestyles didn’t fit one of students despite the fact we were are matured students!

That’s because many are visibly living beyond their means – living in mansions and driving million-ringgit cars.

Like politicians, their runners and others and the lists is long – some who are career politicians and not shamed either?

Yesterday, despite fever, cough and cold that I was enduring, I sat through an entire afternoon listening to a Malaysian great player and football coach of the past telling me about the various forms of corruption involved in match fixing and the world of bookies and powerful men and women in grey suits that he had to endure!

It hit me hard as the names mentioned were my role models and heroes of the past.

I had posters of these shenanigans on my wall in my growing up years!

Gosh, was I shocked!

Today we see and experience other forms of shocks as well.

The corruption of nepotism!

The corruption of abusing the electoral process!

The corruption of abuses government assets and positions of power as political party’s shenanigans and new war lords canvass and push for their political horse so that once in they can get their share of the reward through kickbacks, political positions, contracts and even positions of power?

The corruption of trafficking and prostitution!

The corruption of genocide!

The corruption of hurting marginalized and hurting communities!

Is there no one good anymore?

However, graft in the private sector is no less disgusting and ugly.

Corruption has become a norm to Malaysians and the country is also dubiously known as the world champion in corruption.

There are allegations of kickbacks received by human resources practitioners, heads of procurement despite stringent procedures in not just MNCs or TRCs but even ordinary private sector operatives!

We see it in the manpower industry and resource countries players and government officials!

We see it in G2G protocols!

We see it also in the outsource contracts for cleaners, service providers facilitated after the hands and pockets in internal employees are greased!

Outsource cleaning companies using trafficked foreign workers and illegals who are themselves paid below the minimum wage and having to pay to brokers and conduits for facilitating documents and papers to “legalize their status?”

I remember long ago the Consumers Association of Subang and Shah Alam, Selangor (Cassa) unveiled a case to the online media group – theantdaily, a complainant alleging that he was forced to “pay” or “surrender” his monthly allowances to his senior manager.
It was cheating by his senior manager.

The complainant was forced to return his allowances every month to his superior.

He is being paid more than RM6,000 a month, but RM2,500 which covers his traveling expenses, is taken by the manager.

At least 40 per cent goes back to the company, so in a year he has to return at least RM60,000 to the big boss’ pocket I was told!

The complainant claimed that other employees from the same company had also been “paying” at least 40 per cent of their allowances to the same superior.

The complainant, from a blue chip company, also alleged that he had been harassed by his supervisor.

The complainant has since resigned after more than a year.

In fact after the story was highlighted, I have received calls from nine companies expressing concern over such corrupt and bullying tactics.

 

We met up with the companies and provide information to enable them conduct in-house cleaning.

We are always willing to meet them and show them how these shenanigans operate and by conducting training programs to their senior management!

To be honest as a consumer advocate of over 40 years, I am quite appalled over the scenario of employers giving out appointment letters and, when the person is offered the job, they are expected to pay back the company.

The salary of employees’ workers goes back to the supervisor as kickbacks!

Corruption, corrupt practices and practitioners are actually geniuses and it does not amaze me how far and high up sometimes their tentacles reach and are entrenched!